main features
Create your own financial ecosystem for businesses to make international payments and foreign exchange transactions.
Using our software, you can allow your affiliates to: apply for accounts, create sub-accounts, access funding instructions for their accounts, manage beneficiaries, make payments, foreign exchange transactions, query their account statements, close accounts, and apply for debit cards. This creates a financial ecosystem where your affiliates can operate.
liquidity pools
✓ Maintain intermediary or underlying banks’ balances & funding instructions
✓ Manage in- and outgoing routes for funds
✓ Activate/deactivate funding instructions by customer
✓ Import statements from intermediary or underlying banks with automatic allocation to customer/user accounts
transfer management
✓ Approval process of customers’ transaction requests
✓ Verification of and due diligence on beneficiaries
✓ Support of entire approval and processing including built-in compliance
✓ Export of payment orders for intermediary or underlying banks’ banks
✓ Automatic relay of payment orders to other systems with the same software
email server configuration
✓ Possibility to use own external smtp server for outgoing emails
✓ Built-in email server
✓ Configurable back-office email address
security
✓ SSL security.
✓ Hashed passwords, secure email-validated password reset.
✓ Double factor authentication.
Your back office staff can review and approve account applications, maintain customer and account information, provide funding instructions, process information from intermediary or underlying banks, review and approve transfers, payments and foreign exchange transactions, export payment requests to be processed by intermediary or underlying banks, maintain exchange rates, set tariff plans, query customer account statements, activate and close accounts, analyze transactions and do your basic accounting.
tariff plans
✓ Fee differentiation by customer type
✓ Customer-specific exchange rate spreads
✓ Conditional custom fees
currencies, fees, limits
✓ Functionality to maintain foreign exchange rates, spreads and volatility margins
✓ Ability to use external feeds for exchange rates
✓ Functionality to maintain fees by currency and transaction type
✓ Ability to set differentiated transaction fees by amount
advanced bank transfer management
✓ Bulk upload of transfers
✓ Foreign exchange transfers in buying or selling currency
✓ Provision of guaranteed quotes to customers for foreign exchange rates 24/7
analysis tool
✓ Searches on transaction history
✓ Analyses of fees, refunds and revenues
✓ Searches on customer accounts, beneficiaries, bank accounts
Unlike other treasury management systems provided by, or used by banks, the ETT banking software integrates foreign exchange processing directly into the transaction processing system and assumes that all customers will send and receive multiple currencies and will hold foreign exchange positions. Similarly the software assumes that there will be multiple banks providing facilities to the platform, and that the back-office manager will choose the most efficient bank by currency or time zone, for, example. This requires the back office manager to be able to reconcile all these positions, on demand, by bank and by currency. The unique reconciliation function of our financial software can enable instantaneous profitability calculations and integrity checks at the push of a button and at electronic speeds. These specific attributes mean that the system is extremely efficient, easy to implement and easy to manage.
debit cards management
✓ Application process for debit card programs
✓ Sweeping debit card loads into funding accounts
✓ Aggregation of card loads
✓ Ability to set differentiated transaction fees by amount
investment accounts
✓ Provision a front-end for fixed deposit accounts
✓ Module for investment product definition (fixed period, interest rate)
✓ Ability to set differentiated transaction fees by amount
customer account management tool
✓ Strict account approval process
✓ Built-in due diligence on customer documentation
✓ Secure signatory account validation, customer-initiated password reset process
✓ Immediate suspension of accounts
✓ Flexible email templates for customer notifications
benefits of working with us
✓ Constant evolution to adapt to our customer’s and market’s needs.
✓ Dedicated support for each of our clients. You reach out to us for all the help you need.
✓ Our motto is: “look after your customers before someone else does”