With decades of experience, we are passionate about bringing innovation
to the cross-border fiat and crypto payment marketplace.
our story
Founded in 2006, the ETT software was initially created for a Swedish Credit Union that needed a system to manage member accounts, handle international payments and foreign exchange transactions. Later that year, the software was adapted for a small bank in Cyprus that wanted to launch an online system to handle international transactions, foreign exchange and link into the SWIFT network.
Since then the software has developed and grown substantially to what is now a complete transactional banking system. A number of clients from all over the world; South America, Europe, the US, and Asia use our software; this means that it has been developed to handle global compliance requirements, and in particular the management of international money transmission across different banking networks.
The software has been connected to a number of correspondent banks via API in response to our client’s requirements, including dynamic IBANs, FX management, and international payments. With the rise of cryptocurrency in 2009 it was connected to several Bitcoin exchanges. It has also been developed to integrate with all types of debit card programs. In 2021 it was connected directly to the Bitcoin blockchain for the first time, giving clients enormous flexibility to deal in cryptocurrency and fiat. Later that year we also connected to the Ethereum blockchain to give access to ether, all ERC tokens, and smart contracts.
our management team
We are a team of self-motivated people with a strong work ethic. We are all international by nature and used to working in a international environment across different cultures. We have been working together for over 17 years, and this has helped us to build trust and confidence in each other.
Enrique Terol Navarro
Managing Director
Based in Figueres, Spain
Enrique is a senior manager with experience in international banking and corporate services and has been involved with the company’s software for over 15 years. On a day–to–day basis he manages the accounting, finance, and administrative functions of the company and is ultimately responsible for all contractual matters.
Enrique is fluent in French and Spanish.
Sander Kruger
Technical Director
Based in Amsterdam
Sander is responsible for product design, project management and strategy, and client specifications. He has been involved with ETT’s software since its initial installation in 2006. His innovative nature and strong understanding of the banking industry make him an invaluable asset to our business.
Sander is fluent in Dutch, English, French, and German.
Azhar Ramdianee
Development Director
Based in Mauritius
Azhar has been involved with ETT’s software for over 17 years and manages our team of developers in Mauritius. He is responsible for client support during and after installation and also for software integrity and security.
Azhar is fluent in English, French, and Hindi.
Hannah Loset
Head of Strategic Relationships
Based in Gibraltar
Hannah joins us as our Head of Strategic Relationships. As a senior business development leader, she brings with her 25 years of diverse, in-depth, international business and financial services experience. She is responsible for developing and maintaining our portfolio of strategic relationships with the ultimate goal of better serving our customers.
Hannah is fluent in English and French.
